{"id":17074,"date":"2025-08-14T23:09:29","date_gmt":"2025-08-14T17:39:29","guid":{"rendered":"http:\/\/43.205.138.160\/?post_type=article&#038;p=17074"},"modified":"2025-08-14T23:09:44","modified_gmt":"2025-08-14T17:39:44","slug":"daily-analysis-on-bandhanbank","status":"publish","type":"article","link":"https:\/\/signalz.pro\/article\/daily-analysis-on-bandhanbank\/","title":{"rendered":"Daily Analysis on BANDHANBANK"},"content":{"rendered":"<p><strong><u>Technical Outlook (Daily Chart)<br \/>\n<\/u><\/strong><strong>Trend &amp; Moving Averages<\/strong>: The stock is in a short-term downtrend. Price is below key EMAs (20, 55, and 100-day). The 200-day EMA (gold line) is acting as a crucial support near \u20b9163.<\/p>\n<p><strong><u>Indicators<\/u><\/strong><u>:<br \/>\n<\/u><strong>Parabolic SAR<\/strong>: Positioned above the candles\u2014bearish signal.<br \/>\n<strong>MACD<\/strong>: Negative, with a declining histogram\u2014momentum remains weak.<br \/>\n<strong>RSI<\/strong>: Around <strong>36<\/strong>, nearing oversold by but not there yet\u2014suggesting limited bounce potential.<\/p>\n<p><strong><u>Support &amp; Resistance<\/u><\/strong><u>:<br \/>\n<\/u>Support: \u20b9163\u2013162 (200-day EMA zone).<br \/>\nResistance: \u20b9170\u2013175 (EMA cluster region).<br \/>\n<strong>Short-Term View<\/strong>: Sideways to slightly bearish; range likely between \u20b9162\u2013175. A break below \u20b9162 could see extended decline.<br \/>\n<strong>Long-Term View<\/strong>: Consolidation near long-term support; a sustained break above \u20b9175 + improving fundamentals may trigger a rally toward \u20b9185\u2013190.<br \/>\n<strong><br \/>\n<u>Fundamental Snapshot:<br \/>\n<\/u>Valuation<\/strong>:<strong><br \/>\n<\/strong>P\/E Ratio <strong>13<\/strong>, Price-to-Book <strong>1.09\u00d7<\/strong>.<strong><br \/>\n<\/strong>ROE 11\u201312%, ROCE 7\u20138%.<strong><br \/>\n<\/strong>Dividend Yield ~0.9%, recently declared \u20b91.50\/share (Record date: 14 Aug 2025).<\/p>\n<ul>\n<li><strong>Business Metrics<\/strong>:<br \/>\nMarket cap ~\u20b926\u201332k crore.<br \/>\nTotal deposits grew ~11.8% YoY to \u20b91.51 lakh crore; advances rose similarly.<\/li>\n<li><strong>Fundamental Risk<\/strong>:<br \/>\nQ1 FY26 net profit dropped 65% YoY to \u20b9372 crore due to stress in microfinance book. Provisions surged (119%) and slippages were high.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong><u>Micro &amp; Macro Factors:<br \/>\nMicro View<\/u><\/strong>:<strong><br \/>\n<\/strong>Heavy exposure to <strong>microfinance unit (EEB)<\/strong>, which is stressed\u2014affecting profitability.<strong><br \/>\n<\/strong>Strong deposit growth and network\u2014including rural focus\u2014provide operational strength.<strong><br \/>\n<u>Macro View<\/u><\/strong>:<strong><br \/>\n<\/strong>RBI guardrails are limiting rapid growth in micro-lending.<strong><br \/>\n<\/strong>Economic slowdown, monsoon uncertainties, and rural income pressure may affect lending recovery prospects.<strong><br \/>\n<\/strong>Broader banking sector risks like rising credit costs and regulatory pressure also apply.<br \/>\n<strong><br \/>\n<u>Upcoming Events &amp; Impact:<br \/>\n<\/u>Dividend Record Date<\/strong>: 14 August 2025 \u2014 may drive some buying interest.<strong><br \/>\nAnnual General Meeting (AGM)<\/strong>: Scheduled for <strong>21 August 2025<\/strong>.<strong><br \/>\nQ2 FY26 Earnings Release (Projected)<\/strong>: October 2025 \u2014 critical to gauge microfinance recovery trend.<strong><br \/>\nHistorical Breakout<\/strong>: In June, stock broke a 1-month consolidation with technical buy-on-dips recommendation toward \u20b9200\u2013230.<\/p>\n<p><strong><u>View of BANDHANBANK:<br \/>\n<\/u><\/strong>Based on the daily chart, the stock has been in a continuous decline for the past two sessions. In the short term, the structure still appears bearish. However, the daily chart also shows the stock taking strong support at its 200-day moving average, around the \u20b9160.00\u2013\u20b9162.00 zone. This support is significant because the stock has been able to hold these levels.<\/p>\n<p>Currently, the stock is trading within the range of the 14-day EMA and the 200-day moving average. From a short-term perspective, the chart suggests a sell-on-rise strategy unless the stock manages to sustain above the \u20b9170 level.<\/p>\n<p>From a long-term view, any dips towards the support zone could be seen as a buying opportunity. If the stock continues to hold these levels, it is likely to resume its previous uptrend. In such a case, the stock could reach the \u20b9175\u2013\u20b9180 range within the next 6\u20139 months, and if it sustains above that, it may even attempt to break the \u20b9200 level.<\/p>\n<p><strong><u>Warning, Disclaimer &amp; Disclosure:<\/u><\/strong><\/p>\n<p><strong>Warning:<\/strong><br \/>\nInvesting in stocks involves market risk. Bandhan Bank&#8217;s earnings and price are highly sensitive to asset quality, especially microfinance stress. Use disciplined risk management.<\/p>\n<p><strong>Disclaimer:<\/strong><br \/>\nThis analysis is intended solely for educational and informational purposes and is not investment advice. Past performance is not indicative of future returns. Consult a SEBI-registered advisor before making investment decisions.<\/p>\n<p><strong>Disclosure:<\/strong><br \/>\nI am a SEBI-registered Research Analyst (INH000012856) with BSE membership (Code: 5845). I do not hold any position in Bandhan Bank at the time of writing. This report is based purely on publicly available data and analysis.<\/p>\n<p><strong><u>For More Info:<br \/>\n<\/u><\/strong><strong>Visit Us- \u00a0<a href=\"http:\/\/www.investogainerresearch.com\">www.investogainerresearch.com<\/a><br \/>\nCall Us- 9009099805, 9098804206<br \/>\nEmail Us- <a href=\"mailto:info@investogainerresearch.com\">info@investogainerresearch.com<\/a> <\/strong><a href=\"http:\/\/43.205.138.160\/wp-content\/uploads\/2025\/08\/Daily-Analysis-on-BANDHANBANK-on-14082025.pdf\">Daily Analysis on BANDHANBANK on 14082025<\/a><\/p>\n","protected":false},"template":"","article-category":[35],"article-tags":[386,112,121,133,92,128,116,129,168,127,155],"class_list":["post-17074","article","type-article","status-publish","hentry","article-category-learn","article-tags-optionstrading","article-tags-financialplanning","article-tags-investment-opportunities","article-tags-investment-strategies","article-tags-sebi-registered-advisors","article-tags-sebi-registered-analysts","article-tags-signalzinvestmenttips","article-tags-stock-market-tips","article-tags-stockmarkettips","article-tags-successful-investing","article-tags-wealthbuilding"],"acf":[],"_links":{"self":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article\/17074","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article"}],"about":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/types\/article"}],"wp:attachment":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/media?parent=17074"}],"wp:term":[{"taxonomy":"article-category","embeddable":true,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article-category?post=17074"},{"taxonomy":"article-tags","embeddable":true,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article-tags?post=17074"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}