{"id":19626,"date":"2025-10-19T21:56:20","date_gmt":"2025-10-19T16:26:20","guid":{"rendered":"http:\/\/43.205.138.160\/?post_type=article&p=19626"},"modified":"2025-10-19T21:56:20","modified_gmt":"2025-10-19T16:26:20","slug":"result-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ae%e0%a4%9c%e0%a4%ac%e0%a5%82%e0%a4%a4%e0%a5%80-%e0%a4%b5%e0%a4%bf%e0%a4%95%e0%a4%be%e0%a4%b8-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%85%e0%a4%97%e0%a5%8d","status":"publish","type":"article","link":"https:\/\/signalz.pro\/article\/result-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%ae%e0%a4%9c%e0%a4%ac%e0%a5%82%e0%a4%a4%e0%a5%80-%e0%a4%b5%e0%a4%bf%e0%a4%95%e0%a4%be%e0%a4%b8-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%85%e0%a4%97%e0%a5%8d\/","title":{"rendered":"Result \u092e\u0947\u0902 \u092e\u091c\u092c\u0942\u0924\u0940, \u0935\u093f\u0915\u093e\u0938 \u092e\u0947\u0902 \u0905\u0917\u094d\u0930\u0923\u0940 \u2013 \u092f\u0939\u0940 \u0939\u0948 HDFC BANK \u0915\u0940 \u0905\u0938\u0932\u0940 \u092a\u0939\u091a\u093e\u0928!"},"content":{"rendered":"
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Company Overview HDFC Bank Limited is India\u2019s largest private sector bank, renowned for its leadership in retail and wholesale banking. Post the 2023 merger with HDFC Ltd, the bank\u2019s scale, deposit base, and retail lending franchise have become even stronger, enabling it to serve over 120 million customers with an extensive branch network and robust digital platforms. Its business portfolio spans across personal loans, home and auto loans, credit cards, CASA accounts, and diversified corporate banking solutions. The synergy from the merger has significantly increased the scope of financial inclusion and cross-segment lending in India.<\/span><\/div>\n<\/div>\n
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Revenue Model \u2022Retail Banking: Personal, housing, and auto loans; credit cards; saving and current accounts \u2022Wholesale Banking: Corporate loans, transaction banking, cash management \u2022Treasury: Investments, money markets, forex operations \u2022Non-Interest Income: Fees, commissions, insurance distribution, wealth management, and investment products.<\/span><\/div>\n<\/div>\n
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Fundamental Analysis (as of October 2025) \u2022Market Cap: \u20b911.3 Lakh Crore \u2022Q2 FY26 Net Profit: \u20b918,641 crore (+10.8% YoY) \u2022Net Interest Income (NII): \u20b931,550 crore (+4.8% YoY) \u2022Net Revenue: \u20b945,900 crore (+10.3% YoY) \u2022Net Interest Margin (NIM): 3.27% (showing margin pressure due to rising deposit costs) \u2022Gross NPA: 1.24% (improvement in asset quality) \u2022Advances Growth: +9% YoY at \u20b927.94 lakh crore \u2022Deposits Growth: +12.1% YoY at \u20b928.01 lakh crore \u2022CASA Ratio: 7.4% YoY growth \u2022EPS (TTM): \u20b945 \u2022ROE: 14.3% \u2022P\/E: ~21x | P\/B: 2.9x | Dividend Yield: 1.1%<\/span><\/div>\n<\/div>\n
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Technical Analysis (as of 18-Oct-2025) \u2022CMP: \u20b91,002.55 \u2022The stock is attempting recovery after a sharp downtrend, with bottoming signals emerging in the last 8\u201310 sessions. \u2022Parabolic SAR: Dots have now moved below the price, indicating a potential reversal. \u2022MACD: Still negative, but histogram is contracting, showing weakening bearish momentum. \u2022RSI(14): Around 36 (just moving above oversold, suggesting bounce scope). \u2022Moving Averages: Price is still below all major moving averages, yet a short-term base is building. \u2022Support Zones: \u20b9970\u2013\u20b9990 (immediate), \u20b9940 (major). \u2022Resistance: \u20b91,040\u2013\u20b91,055 (first hurdle), \u20b91,100 (strong resistance). \u2022Price action shows rising volumes and short covering, suggesting emerging positional buys.<\/span><\/div>\n<\/div>\n
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Entry & Target Levels (Simplified Breakdown) Short-Term View: Traders can consider buying HDFC Bank in the \u20b9980\u2013\u20b91,000 range. Maintain a stop loss at \u20b9960 to protect capital. The first short-term upside targets lie between \u20b91,040\u2013\u20b91,055. Positional View: For medium-term investors, accumulation can be done around \u20b9945\u2013\u20b9970 levels. Place a stop loss near \u20b9930, as it marks crucial technical support. Potential upside targets are \u20b91,080\u2013\u20b91,100, driven by improving fundamentals and recovery momentum. Long-Term SIP \/ Investment View: For long-term wealth creation, gradual buying between \u20b9900\u2013\u20b9950 is advisable. Maintain a stop loss at \u20b9860 for positional safety. Valuation expansion and business stability can support a long-term target above \u20b91,200. Overall, the trend remains constructive as long as the stock sustains above \u20b9940\u2013\u20b9950 levels. A breakout above \u20b91,055 could confirm a reversal, paving the way for sustained recovery towards \u20b91,100 and beyond.<\/span><\/div>\n<\/div>\n
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Q2 FY26 Results & Market Impact \u2022Net profit grew 11% YoY, backed by higher loan growth, improved asset quality (GNPA down to 1.24%), and robust non-interest income (+25%). \u2022Net Interest Margin (NIM) remains under pressure due to deposit cost competition, but overall revenue and deposit\/advance growth gives positive confidence. \u2022Initial market reaction was mildly positive; a decisive uptrend requires improvement in margin trajectory and further growth traction on deposits. \u2022Short-term: After results, a technical reversal is possible, but the stock must cross \u20b91,040\u2013\u20b91,055 for strong momentum. If it closes below \u20b9990, expect tests of \u20b9970\/\u20b9940. Sustained closing above \u20b91,055 can flip near-term trend bullish. <\/span><\/div>\n<\/div>\n
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Upcoming News & Events \u2022RBI policy updates and management commentary on deposit growth\/NIMs will be crucial. \u2022Possible strategic updates on HDFC Life and HDB Financial demerger or business reshuffling in the coming quarters may influence sentiment. \u2022Partnerships in fintech and digital banking, as well as retail loan book expansion, could continue to support premium valuations.<\/span><\/div>\n<\/div>\n
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Disclaimer & Disclosure This analysis is strictly for educational and informational purposes, and should not be considered as investment advice. Market risks are real\u2014always consult your advisor before investing. The author\/Investogainer Research holds no personal or family holding in HDFC Bank. (SEBI: INH000012856, BSE Enlistment 5845).<\/span><\/div>\n<\/div>\n","protected":false},"template":"","article-category":[35],"article-tags":[386,400,130,163,112,144,183,121,133,169,235,92,128,116,162,168,127],"class_list":["post-19626","article","type-article","status-publish","hentry","article-category-learn","article-tags-optionstrading","article-tags-technicalanalysis","article-tags-expert-analysis","article-tags-financialeducation","article-tags-financialplanning","article-tags-investing","article-tags-investingtips","article-tags-investment-opportunities","article-tags-investment-strategies","article-tags-investmentstrategy","article-tags-nifty50","article-tags-sebi-registered-advisors","article-tags-sebi-registered-analysts","article-tags-signalzinvestmenttips","article-tags-stockmarket","article-tags-stockmarkettips","article-tags-successful-investing"],"acf":[],"_links":{"self":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article\/19626","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article"}],"about":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/types\/article"}],"wp:attachment":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/media?parent=19626"}],"wp:term":[{"taxonomy":"article-category","embeddable":true,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article-category?post=19626"},{"taxonomy":"article-tags","embeddable":true,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article-tags?post=19626"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}