Technical Analysis (Latest Data)
\n<\/b>The stock has shown strong upward momentum, with bullish daily candles closing above all
\nmajor moving averages (20\/50\/100\/200 EMAs), confirming a solid uptrend.
\nParabolic SAR dots are below price candles, supporting the ongoing bullish move.
\nRSI stands at 66.8, approaching the overbought zone yet showing continued strength.
\nMACD remains in positive territory and is widening, indicating persistent buying interest.
\nImmediate support sits around \u20b91680\u20131700, while resistance is observed near \u20b91750\u20131780.
\nClosing above \u20b91760 could open the door for more upside in the short-term.
\nThe trend structure reveals the stock breaking past previous resistance levels, forming higher
\nhighs and higher lows, which is a classic indicator of trend continuation.<\/p>\n
Fundamental Analysis
\n<\/b>CHOLAFIN boasts robust multi-year returns: ROI at 38% (5-year), 39% (3-year), and 29% (1<\/p>\n
year), underscoring long-term value and stability.
\nQ2 FY25 reported a 28% YoY increase in revenue, a 25% rise in net income, and an EPS of
\n\u20b911.52. The profit margin remains healthy at 38%.
\nAsset quality is solid with Gross NPA at 2.83% and Net NPA at 1.59%, which is manageable for a top-tier NBFC.
\nThe management revised their AUM growth forecast to 20\u201323% due to GST reductions, indicating both adaptability and prudent growth plans.
\nThe company maintains a high institutional holding (44%), strong return on equity (approx.
\n18-20%), and consistent operating profit growth, which supports sustained investor confidence.Q2 Results Outlook (Nov 6, 2025)
\n<\/b>The coming quarterly results are expected to post strong sequential and year-on-year growth in both profit and revenues, in line with sector expectations.
\nAnalyst focus areas include growth in vehicle, SME and consumer loans, while interest expenses and festive-demand impacts on margins will also be closely watched.
\nOverall, the outlook is upbeat; management’s guidance and commentary will be key triggers.<\/p>\n
Entry Levels (Short & Long Term)
\n<\/b>Short-term entries may be considered in the \u20b91700-1720 range with a stop-loss below \u20b91680.
\nLong-term accumulation looks attractive near \u20b91650-1660 as several EMAs converge in this zone; 1-year price targets are upward of \u20b91850.
\nFresh entry should be avoided if price closes below \u20b91600.<\/p>\n
Broker Views
\n<\/b>Leading brokers such as Motilal Oswal and Kotak Securities reiterate BUY ratings, with onsensus targets in the \u20b91900\u20132000 range. They cite Chola’s operational diversity and sector-leading efficiency as major strengths.
\nCHOLAFIN’s performance is considered top-tier among NBFC peers, and its risk profile is seen as improving over past cycles.<\/p>\n
Key News & Events
\n<\/b>Stock hit a new 52-week high in October 2025 on the back of sector-leading growth numbers.
\nCompany initiatives include shareholder engagement and new high-level managerial appointments to strengthen HR and Operations.
\nAny future NBFC regulatory changes, interest rate movements, or GST policy decisions maysignificantly impact stock momentum.<\/p>\n
Risks
\n<\/b>Watch for higher-than-expected NPAs or adverse policy changes
\nVolatility may rise if sector or macro events impact NBFCs as a group.<\/p>\n
Disclaimer & Disclosure
\n<\/b>This is an independent analysis for educational and informational purposes only. Investors must perform their own due diligence or consult with registered financial advisors before making any
\ninvestment decisions. Past performance is not indicative of future outcomes.<\/p>\n","protected":false},"template":"","article-category":[35],"article-tags":[787,386,400,130,112,183,121,133,92,116,129,162,168,127,155],"class_list":["post-20162","article","type-article","status-publish","hentry","article-category-learn","article-tags-nifty-banknifty","article-tags-optionstrading","article-tags-technicalanalysis","article-tags-expert-analysis","article-tags-financialplanning","article-tags-investingtips","article-tags-investment-opportunities","article-tags-investment-strategies","article-tags-sebi-registered-advisors","article-tags-signalzinvestmenttips","article-tags-stock-market-tips","article-tags-stockmarket","article-tags-stockmarkettips","article-tags-successful-investing","article-tags-wealthbuilding"],"acf":[],"_links":{"self":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article\/20162","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article"}],"about":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/types\/article"}],"wp:attachment":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/media?parent=20162"}],"wp:term":[{"taxonomy":"article-category","embeddable":true,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article-category?post=20162"},{"taxonomy":"article-tags","embeddable":true,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article-tags?post=20162"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}