{"id":20306,"date":"2025-11-07T23:09:39","date_gmt":"2025-11-07T17:39:39","guid":{"rendered":"http:\/\/43.205.138.160\/?post_type=article&p=20306"},"modified":"2025-11-07T23:09:39","modified_gmt":"2025-11-07T17:39:39","slug":"pfc-%e0%a4%b8%e0%a5%8d%e0%a4%a5%e0%a4%bf%e0%a4%b0-%e0%a4%97%e0%a5%8d%e0%a4%b0%e0%a5%8b%e0%a4%a5-%e0%a4%94%e0%a4%b0-%e0%a4%aa%e0%a4%be%e0%a4%b5%e0%a4%b0%e0%a4%ab%e0%a5%81%e0%a4%b2","status":"publish","type":"article","link":"https:\/\/signalz.pro\/article\/pfc-%e0%a4%b8%e0%a5%8d%e0%a4%a5%e0%a4%bf%e0%a4%b0-%e0%a4%97%e0%a5%8d%e0%a4%b0%e0%a5%8b%e0%a4%a5-%e0%a4%94%e0%a4%b0-%e0%a4%aa%e0%a4%be%e0%a4%b5%e0%a4%b0%e0%a4%ab%e0%a5%81%e0%a4%b2\/","title":{"rendered":"\u201cPFC \u2013 \u0938\u094d\u0925\u093f\u0930 \u0917\u094d\u0930\u094b\u0925 \u0914\u0930 \u092a\u093e\u0935\u0930\u092b\u0941\u0932 \u0928\u0924\u0940\u091c\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0935\u093f\u0915\u093e\u0938 \u0915\u0940 \u0928\u0908 \u0930\u093e\u0939 \u092a\u0930, \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u0905\u0935\u0938\u0930 \u092e\u0947\u0902 \u092c\u0926\u0932\u0924\u0947 \u0939\u0941\u090f \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u093e \u092d\u0930\u094b\u0938\u093e \u092c\u0928\u093e\u090f \u0930\u0916\u0947\u0917\u0940!\u201d"},"content":{"rendered":"

PFC: Technical Chart Analysis (07 Nov 2025)
\n<\/strong>Chart Analysis:
\nPFC \u0915\u0947 daily chart \u092e\u0947\u0902 \u0932\u0917\u093e\u0924\u093e\u0930 \u0917\u093f\u0930\u093e\u0935\u091f \u0926\u093f\u0916 \u0930\u0939\u0940 \u0939\u0948\u0964 \u0938\u092d\u0940 \u092e\u0941\u0916\u094d\u092f moving averages (20, 50, 100, 200 EMA\/MA) \u0915\u0947 \u0928\u0940\u091a\u0947 \u091f\u094d\u0930\u0947\u0921 \u0939\u094b \u0930\u0939\u093e \u0939\u0948 \u0914\u0930 \u091f\u094d\u0930\u0947\u0902\u0921 \u0921\u093e\u0909\u0928\u0935\u0930\u094d\u0921 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0915\u092e\u091c\u094b\u0930 \u091f\u0947\u0915\u094d\u0928\u093f\u0915\u0932 \u092a\u093f\u0915\u094d\u091a\u0930 \u092c\u0928\u0924\u0940 \u0939\u0948\u0964\u200b
\nRSI (14) \u0932\u0917\u092d\u0917 34 \u092a\u0930 \u0939\u0948\u2014oversold \u091c\u094b\u0928\u0964
\nMACD \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0939\u0948, \u0938\u093e\u092b bearish momentum \u0926\u093f\u0916\u093e \u0930\u0939\u093e \u0939\u0948\u0964
\nParabolic SAR \u092d\u0940 selling pressure \u0915\u094b \u0926\u0930\u094d\u0936\u093e \u0930\u0939\u093e \u0939\u0948\u0964
\nImmediate support \u20b9378-385, resistance \u20b9395-405; 378 \u0915\u0947 \u0928\u0940\u091a\u0947 \u0924\u0917\u0921\u093c\u0940 \u092c\u093f\u0915\u0935\u093e\u0932\u0940 \u092c\u0922\u093c \u0938\u0915\u0924\u0940 \u0939\u0948\u0964
\nShort-term view decisively weak \u0914\u0930 downside \u0916\u0941\u0932\u0940 \u0939\u0948 \u091c\u092c \u0924\u0915 reversal signal \u0928\u0939\u0940\u0902 \u092e\u093f\u0932\u0924\u093e\u0964<\/p>\n

Fundamental Analysis & Result Overview<\/strong>
\nQ2 FY26 Results:
\nPFC \u0928\u0947 Q2 \u092e\u0947\u0902 consolidated net profit \u20b97,834 \u0915\u0930\u094b\u0921\u093c (9% YoY growth) \u0914\u0930 revenue \u20b928,901 \u0915\u0930\u094b\u0921\u093c (12% YoY growth) \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0915\u093f\u092f\u093e \u0939\u0948\u0964\u200b
\nPAT margin \u0918\u091f\u0915\u0930 ~27% \u092a\u0939\u0941\u0902\u091a\u0940 (\u092a\u0939\u0932\u0947 31.6%), \u0916\u0930\u094d\u091a \u0914\u0930 provisioning \u0938\u0947 \u0926\u092c\u093e\u0935\u0964<\/p>\n

Operating margin \u0909\u091a\u094d\u091a (95%) \u092c\u0928\u093e \u0939\u0941\u0906 \u0939\u0948\u0964
\nBoard \u0928\u0947 \u20b93.65\/share \u0915\u093e \u0926\u0942\u0938\u0930\u093e interim dividend \u0918\u094b\u0937\u093f\u0924 \u0915\u093f\u092f\u093e \u0939\u0948, \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0921\u0947\u091f 26 \u0928\u0935\u0902\u092c\u0930 \u0924\u092f \u0915\u0940 \u0917\u0908 \u0939\u0948\u0964\u200b
\n\u0915\u0902\u092a\u0928\u0940 \u0915\u093e Loan Book \u0914\u0930 Net Worth \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0922\u093c \u0930\u0939\u093e \u0939\u0948\u2014loan assets \u20b911.43 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0915\u0947 \u0906\u0917\u0947 \u092a\u0939\u0941\u0902\u091a\u0947, Net Worth \u20b91.66 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u094b \u0917\u0908 \u0939\u0948\u0964\u200b
\nPFC \u0915\u093e ROE \u0932\u0917\u092d\u0917 20%+, P\/E ratio 5.5x \u0915\u0947 \u0915\u0930\u0940\u092c, valuation \u0906\u0915\u0930\u094d\u0937\u0915 \u0939\u0948\u0964\u200b<\/p>\n

Fundamental Strength:<\/strong>
\n\u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f strong balance sheet, \u092c\u0922\u093c\u0924\u093e loan book, clean energy projects \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936, \u0914\u0930 attractive dividend yield\u0964
\n
\nShort Term & Long Term Buy Levels<\/strong>
\nShort-term: \u20b9378-385 \u092a\u0930 support, reversal confirmation \u0915\u0947 \u092c\u093e\u0926 \u0939\u0940 entry \u0932\u0947\u0902; stop loss \u20b9375 \u0915\u0947 \u0928\u0940\u091a\u0947\u0964
\nLong-term: Dip \u092e\u093f\u0932\u0947 \u0924\u094b \u20b9375-380 \u0915\u0947 \u0906\u0938\u092a\u093e\u0938 accumulation, \u0932\u0947\u0915\u093f\u0928 reversal \u092f\u093e stabilisation \u0915\u093e \u0907\u0902\u0924\u091c\u093e\u0930 \u0915\u0930\u0947\u0902\u0964<\/p>\n

Why Downfall Today & Result Expectations
\n\u0906\u091c \u0924\u0947\u091c \u0917\u093f\u0930\u093e\u0935\u091f Q2 result \u0938\u0947 \u0920\u0940\u0915 \u092a\u0939\u0932\u0947 \u0906\u0908, \u0935\u091c\u0939 margin pressure, profit decline, provisioning \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0914\u0930 sectoral weakness \u0930\u0939\u0940\u0964\u200b
\n\u0915\u0941\u091b \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e sequential profit decline (QoQ) \u0914\u0930 margin compression \u0915\u0947 \u0915\u093e\u0930\u0923 short-term bearishness \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 \u0932\u0917\u093e \u0930\u0939\u0947 \u0939\u0948\u0902\u0964
\nResult \u092e\u0947\u0902 moderation \u0926\u093f\u0916 \u0938\u0915\u0924\u093e \u0939\u0948\u2014growth \u0924\u094b \u0939\u0948 \u092a\u0930 margin pressure \u0915\u0947 \u091a\u0932\u0924\u0947 \u092c\u0939\u0941\u0924 strong surprise \u0915\u0940 \u0909\u092e\u094d\u092e\u0940\u0926 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/p>\n

News\/Event & Impact<\/strong>
\nDividend announcement (\u20b93.65\/share), record date 26 Nov\u0964
\nAnalyst earning call \u0935 commentary, sector developments (energy transition\/clean energy focus), global funding partnerships\u2014Japan Bank, Australia Export Finance\u2014\u092f\u0947 \u0906\u0917\u0947 \u0905\u091a\u094d\u091b\u093e impact \u0921\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964\u200b
\nVigilance Awareness Week & Renewable portfolio \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u092d\u0940 long-term positive \u0930\u0939 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n

Negatives\/Risks<\/strong>
\nMargin compression, higher provisioning, high leverage (debt\/equity 8.25x), sector weakness\u0964
\nTechnical indicators bearish: \u0915\u094b\u0908 \u0928\u092f\u093e reversal \u092f\u093e macro positive \u0928\u0939\u0940\u0902 \u0906\u0924\u093e \u0924\u094b further fall \u0938\u0902\u092d\u0935\u0964\u200b<\/p>\n

Important Disclaimer & Disclosure<\/strong>
\n\u092f\u0939 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0938\u093f\u0930\u094d\u092b \u0936\u093f\u0915\u094d\u0937\u093e\/\u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0939\u0947\u0924\u0941 \u0939\u0948, \u0928\u093f\u0935\u0947\u0936 \u0938\u0932\u093e\u0939 \u0928\u0939\u0940\u0902\u0964 \u0936\u0947\u092f\u0930 \u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u091c\u094b\u0916\u093f\u092e \u0939\u0948\u2014\u0915\u0943\u092a\u092f\u093e \u0928\u093f\u0935\u0947\u0936 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0905\u092a\u0928\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0932\u093e\u0939\u0915\u093e\u0930 \u0938\u0947 \u092a\u0930\u093e\u092e\u0930\u094d\u0936 \u0915\u0930\u0947\u0902\u0964 \u0932\u0947\u0916\u0915 \u0915\u0940 \u0907\u0938 \u0938\u094d\u091f\u0949\u0915 \u092e\u0947\u0902 \u0915\u094b\u0908 \u0928\u093f\u091c\u0940 \u0939\u093f\u0938\u094d\u0938\u0947\u0926\u093e\u0930\u0940\/\u0939\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/p>\n","protected":false},"template":"","article-category":[35],"article-tags":[388,406,787,761,390,400,130,163,112,133,235,128,129,127,155],"class_list":["post-20306","article","type-article","status-publish","hentry","article-category-learn","article-tags-calloptions","article-tags-financialmarkets","article-tags-nifty-banknifty","article-tags-nifty-banknifty-optiondata","article-tags-optionsmarket","article-tags-technicalanalysis","article-tags-expert-analysis","article-tags-financialeducation","article-tags-financialplanning","article-tags-investment-strategies","article-tags-nifty50","article-tags-sebi-registered-analysts","article-tags-stock-market-tips","article-tags-successful-investing","article-tags-wealthbuilding"],"acf":[],"_links":{"self":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article\/20306","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article"}],"about":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/types\/article"}],"wp:attachment":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/media?parent=20306"}],"wp:term":[{"taxonomy":"article-category","embeddable":true,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article-category?post=20306"},{"taxonomy":"article-tags","embeddable":true,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article-tags?post=20306"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}