{"id":25160,"date":"2026-01-10T23:24:46","date_gmt":"2026-01-10T17:54:46","guid":{"rendered":"http:\/\/43.205.138.160\/?post_type=article&p=25160"},"modified":"2026-01-10T23:24:46","modified_gmt":"2026-01-10T17:54:46","slug":"aubank-%e0%a4%b8%e0%a5%8d%e0%a4%ae%e0%a5%89%e0%a4%b2-%e0%a4%ab%e0%a4%be%e0%a4%87%e0%a4%a8%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a4%be-%e0%a4%ac%e0%a4%a1%e0%a4%bc%e0%a4%be-%e0%a4%ad%e0%a4%b5","status":"publish","type":"article","link":"https:\/\/signalz.pro\/article\/aubank-%e0%a4%b8%e0%a5%8d%e0%a4%ae%e0%a5%89%e0%a4%b2-%e0%a4%ab%e0%a4%be%e0%a4%87%e0%a4%a8%e0%a5%87%e0%a4%82%e0%a4%b8-%e0%a4%95%e0%a4%be-%e0%a4%ac%e0%a4%a1%e0%a4%bc%e0%a4%be-%e0%a4%ad%e0%a4%b5\/","title":{"rendered":"“AUBANK: \u0938\u094d\u092e\u0949\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0915\u093e \u092c\u0921\u093c\u093e \u092d\u0935\u093f\u0937\u094d\u092f, \u0924\u0947\u091c\u093c \u0917\u094d\u0930\u094b\u0925 \u0915\u093e \u0938\u093e\u0925\u0940!”"},"content":{"rendered":"

AU Small Finance Bank (AUBANK) trades at \u20b9999 (+0.72% Jan 9) with strong buy technical rating above all MAs presenting dip-buy opportunity amid robust Q3 growth 24% advances. Fundamentals showcase 23% deposit growth, improving NIM trajectory despite short-term profit dip<\/p>\n

Detailed Technical Analysis:
\n<\/strong>Price \u20b9999.20 +0.72%, RSI(14) 75.68 Neutral, STOCH %K 86.63 Neutral, CCI(20) 123.64 Sell, MACD Level(12,26) 34.32 Buy, ADX(14) 36.57 Neutral. MAs Strong Buy – EMA10 \u20b9831 Buy to SMA200 \u20b9681 Buy (15 Buy signals). Pivot \u20b9724, R1 \u20b9767\/R2 \u20b9802\/R3 \u20b9880; S1 \u20b9689\/S2 \u20b9647\/S3 \u20b9569 – comfortably above. UO(9) 56.92 Bearish, ROC(12) 2.14 Uptrend Slowing, WillR(14) -30.18 Neutral. Strategy: Buy dips to \u20b9950-970 targeting \u20b91050-1100, SL \u20b9920.<\/p>\n

Detailed Fundamental Analysis:
\n<\/strong>Q3FY26: Deposits \u20b91.38L Cr +23.3% YoY, Gross Advances \u20b91.25L Cr +24% YoY to \u20b91.01L Cr prior. Q2FY26 Net Profit \u20b9561 Cr -1.8% YoY (beat est \u20b9520 Cr) due higher provisions but NII growth strong. ROCE 16.45%, P\/E 34.10, Market Cap \u20b974,633 Cr. 13% YTD loan growth, 15% deposit growth outperforms system averages. Elevated credit costs temporary; NIM trajectory improving with granular portfolio.<\/p>\n

Reasons for Recent Downfall:
\n<\/strong>Past days decline from \u20b91050+ highs – 5 consecutive days down 9.46% total (Sep data pattern repeat), delivery volume -38% shows weak participation. Broader SFB pressure, profit booking post rally, Q2 profit dip -1.8% triggered selling despite business beat. Intraday low \u20b9728.85 -3.24% reflects sentiment lag.<\/p>\n

Reason for Today’s Upside Move:
\n<\/strong>Jan 9 +0.82% strong performance bucking trend – technical MAs Strong Buy alignment (15 Buy), RSI 75 momentum resumption, short-covering near \u20b9950 support post oversold digestion. Weekly +5.65%, monthly +15.30% confirms relative strength vs sector.<\/p>\n

Will Rally Continue or More Downside?:
\n<\/strong>Rally likely continues (70% probability) – Strong Buy MAs, MACD Buy, above all pivots signal momentum resumption targeting \u20b91050-1100. Downside only below \u20b9920 (SMA50 test) risking \u20b9880 R3 flip support. Q3 momentum favors upside<\/p>\n

Micro & Macro View:
\n<\/strong>Micro (1-3 months): Momentum continuation entry \u20b9970-990 targeting \u20b91050-1100, catalyst Q3 results, risk credit cost spike. Macro (6-12 months): Bullish SFB growth 20%+ AUM, NIM expansion, universal bank conversion path; target \u20b91300-1400 (30-40% upside).<\/p>\n

Upcoming News\/Events & Impact:
\n<\/strong>Q3FY26 Results (late Jan): NII\/advances beat \u2192 10-15% rally, provisions miss \u2192 \u20b9900 test. Universal bank SFB license conversion timeline, FY26 guidance critical. RBI policy Feb cuts positive NIM.<\/p>\n

Disclaimer & Disclosure<\/strong>:
\nEducational content only – NO investment advice\/recommendation. Risk capital loss. Consult SEBI advisor. Investogainer disclaim liability. Public data, no positions.<\/p>\n","protected":false},"template":"","article-category":[35],"article-tags":[403,787,400,121,133,128,168,127,155],"class_list":["post-25160","article","type-article","status-publish","hentry","article-category-learn","article-tags-banknifty","article-tags-nifty-banknifty","article-tags-technicalanalysis","article-tags-investment-opportunities","article-tags-investment-strategies","article-tags-sebi-registered-analysts","article-tags-stockmarkettips","article-tags-successful-investing","article-tags-wealthbuilding"],"acf":[],"_links":{"self":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article\/25160","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article"}],"about":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/types\/article"}],"wp:attachment":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/media?parent=25160"}],"wp:term":[{"taxonomy":"article-category","embeddable":true,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article-category?post=25160"},{"taxonomy":"article-tags","embeddable":true,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/article-tags?post=25160"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}