{"id":19075,"date":"2025-10-06T14:37:56","date_gmt":"2025-10-06T09:07:56","guid":{"rendered":"http:\/\/43.205.138.160\/?post_type=media-review&#038;p=19075"},"modified":"2025-10-06T14:37:56","modified_gmt":"2025-10-06T09:07:56","slug":"19075","status":"publish","type":"media-review","link":"https:\/\/signalz.pro\/media-review\/19075\/","content":{"rendered":"<p>Investment Thesis:<br \/>\n\u2022\tSignificant Corporate Restructuring: The company is undergoing a pivotal transformation from a high-risk, wholesale-focused lender to an asset-light, retail-focused HFC\/NBFC with a renewed focus on affordable housing.<br \/>\n\u2022\tCapital Infusion &amp; Ownership Change: The recent Open Offer to acquire a substantial stake signals strong interest and potential change in ownership\/management, which is often a major catalyst for re-rating in NBFCs.<br \/>\n\u2022\tValuation Discrepancy: The stock trades at a depressed P\/B multiple of 0.60x and a low P\/E of 13.89x (TTM), offering a deep value proposition compared to peers (Industry P\/E: 25.96x).<br \/>\n\u2022\tImproved Asset Quality (Proactive): The gross and net NPA ratios have shown sharp improvement in the latest reported period, reflecting successful deleveraging and aggressive sell-down of legacy assets.<br \/>\n\u2022\tFavorable Market Strategy: Adoption of the Co-Lending Model with banks leverages their cost of funds and the NBFC&#8217;s reach, allowing for higher volume growth with reduced balance sheet risk.<br \/>\n<a href=\"http:\/\/43.205.138.160\/wp-content\/uploads\/2025\/10\/Buy-call-on-Samman-Capital_6-Oct-2025.pdf\">Buy call on Samman Capital_6 Oct 2025<\/a><\/p>\n","protected":false},"comment_status":"closed","ping_status":"closed","template":"","media-category":[9],"media-subscription":[],"call-tags":[829],"class_list":["post-19075","media-review","type-media-review","status-publish","hentry","media-category-stock-exchange","call-tags-sammancapital"],"acf":[],"_links":{"self":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/media-review\/19075","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/media-review"}],"about":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/types\/media-review"}],"replies":[{"embeddable":true,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/comments?post=19075"}],"version-history":[{"count":1,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/media-review\/19075\/revisions"}],"predecessor-version":[{"id":19077,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/media-review\/19075\/revisions\/19077"}],"wp:attachment":[{"href":"https:\/\/signalz.pro\/api\/wp\/v2\/media?parent=19075"}],"wp:term":[{"taxonomy":"media-category","embeddable":true,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/media-category?post=19075"},{"taxonomy":"media-subscription","embeddable":true,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/media-subscription?post=19075"},{"taxonomy":"call-tags","embeddable":true,"href":"https:\/\/signalz.pro\/api\/wp\/v2\/call-tags?post=19075"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}