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Strong Support Zone at ₹6,700–6,800
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The stock has formed a reliable base in the ₹6,700–6,800 zone and is showing signs of reversal with demand emerging.
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Technical Oversold Rebound
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Indicators like RSI and CCI were recently in oversold territory and are now rebounding — early signs of a trend reversal.
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Bollinger Band Squeeze Breakout Possible
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Price action is consolidating in a narrow range; a breakout on either side could be sharp — technical bias is upward.
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Resilient Business Model
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Bajaj Finance operates one of the strongest NBFC models with diversified retail lending, EMI financing, and digital platforms.
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Loan Growth Guidance Maintained
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Management in Q4 FY25 reiterated 25–27% AUM growth guidance despite macro concerns, reflecting strong demand visibility.
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Digital Ecosystem Expansion (Bajaj Finserv App)
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Focus on building a digital ecosystem through its app-based platform is expected to unlock long-term customer engagement and cost efficiency.
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Strong Asset Quality
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GNPA remains under control at ~0.87%, with healthy provisioning buffers — best-in-class among NBFCs.
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High Institutional Holding
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Over 50% of the stock is held by DIIs and FIIs, showcasing confidence from long-term investors.
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Valuation De-rating May Reverse
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After a ~15% correction from 52-week highs, valuations are reasonable again for a long-term growth compounder.
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Positive Trigger – Likely RBI Rate Cuts
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With inflation under control, any RBI rate cut in H2 FY26 would benefit lending businesses like Bajaj Finance through lower cost of funds.